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Honestly, most people don't like paying their taxes, with some going the extra mile to avoid paying. However, there are various ways you can save money even when filing your tax returns. This way, you don't have to break the law to hold extra cash. Keep in mind that different people face different tax obligations; hence, what works for one person may not work for...

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The year 2021 was an up-and-down year for many Americans. No one knows what is on the horizon for 2022, but it doesn't hurt to set goals. Here are some financial goals that could help you get off to a great start in 2022. Start an Emergency Fund Whether you've just graduated and have yet to start your dream job or you're a professional with many years...

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As you prepare or revise your retirement plan, one of the most important steps that you can take is to ensure that your projected future budget is accurate. Any oversights or poor estimations can, unfortunately, lead to a financial shortage in retirement. However, the flip side of this is that overestimating expenses may lead to unnecessary financial anxiety. It could cause you to scale back...

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You've spent the better part of your working years planning for your comfortable retirement. As you celebrated your last official day of work, you already had a pretty good idea of the value of your financial investment portfolio and personal worth. And, you probably had a plan for how much money you would need every year to maintain the comforts of life that you were...

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The average individual spends less during their retirement due to a budget. The exception is giving to charitable causes. A study by the WPI (Women's Philanthropy Institute) looked at how households in America spent money as they retired. The results revealed that both single women and married couples spent the same amount of donations on charities before and after they retired. The charitable giving of...

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If you are like many people, you may easily spend hundreds of dollars or more on holiday gifts and related holiday purchases each year. Some sources (For example, Forbes)indicate that consumers may spend more money over the holiday season this year than they have in previous years. The cost of gifts is only one seasonable expense. For example, you may have plans to host a...

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Internal Revenue Service has come with an initiative to assist elderly taxpayers. Tax Counseling for the Elderly (TCE) would feature individuals of 60 years and above only. There have been Cooperative agreements between IRS and relevant organizations that would work annually during the taxation period for the initiative's success. Some community partners taking part include non-profit agencies, faith-based organizations, community centers and large employers. This...

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Getting older has its nuisances as your health starts to decline, eyesight and hearing can deteriorate, you start having aches and pains in unexpected body parts. However, it does have its perks. Some of those benefits are in the form of tax breaks that come as you get older. Seniors have a larger tax deduction. If you are over 65, you get a $1,550 higher standard deduction...

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